ABOUT AAFES

Our Company is more than just the workforce of tomorrow and a great place to work. AAFES strives to meet the diverse needs of our associates and their families by offering a wide range of benefits. Some of the BENEFITS you may be eligible for include:

Medical

Retirement

Dental

401(k) Savings

Life Insurance

Tuition Assistance

Employee Assistance Program (EAP)

Personal Accidental

Vacation and Sick Time with 10 Paid Holidays

Flexible Spending Account (FSA)

Supplemental/Dependent Insurance

 

MEDICAL

AAFES offers a quality health care program to meet your needs. There are two types of medical plans- the plan available depends on the area where you live. Most locations will have the Open Choice PPO plan (network); while rural locations and overseas locations have the Traditional Choice plan. Health Maintenance Organizations (HMOs) are also available at various locations throughout CONUS. 

AAFES pays 70 percent toward the cost of the premium.

DENTAL

We offer a comprehensive dental plan when you enroll in the Open Choice or Traditional Choice medical plan. HMO participants are also eligible to enroll if the HMO does not include dental coverage. The dental plan offers generous coverage for preventive care and gives you freedom to use any licensed dentist you wish. However, when you receive dental care from a network dentist you’ll pay less for your care.

AAFES pays 70 percent toward the cost of the premium.

We offer Stand Alone Dental - dental coverage without enrolling in the medical coverage.

Employee pays 100% toward the cost of the premium.

LIFE INSURANCE/ACCIDENTAL DEATH,
DISMEMBERMENT/SHORT & LONG TERM DISABILITY

We offer the following life insurance programs:

We also offer Short/Long Term Disability coverage which pays 66 2/3% of your base salary. AAFES pays 50 percent toward the cost of the premium.

SUPPLEMENTAL LIFE INSURANCE

 

DEPENDENT LIFE INSURANCE

 

PERSONAL ACCIDENT INSURANCE

 

RETIREMENT

The AAFES Retirement plan is a Defined Benefit plan. The amount of your pension is determined by a formula that takes into account three things:

Associates contribute a very small amount, 0.8%, of their salary towards this plan. Almost all of the cost of the Retirement Plan is borne by AAFES.

401(k) SAVINGS

Associates can elect to enroll in the 401(k) without a waiting period.
You can contribute 1% - 99% of your income, subject to yearly limits.

TUITION ASSISTANCE

AAFES offers tuition assistance to qualified associates to attend academic or specialized education courses. Once accepted into the program, associates may participate in off duty studies in accredited schools, colleges, and universities. Tuition reimbursement is available to eligible associates for Associate, Bachelor, and Masters degree programs.

EMPLOYEE ASSISTANCE PROGRAMS (EAP)

The EAP is a counseling program that offers assessment, short term counseling and referral for US dollar paid employees and their eligible dependents, and consultation to supervisors or employee problems. These services are provided by a behavioral health care organization to help employees and their dependents successfully deal with life’s problems (stress, depression, relationships, alcohol and drugs).

VACATION / SICK TIME AND 10 PAID HOLIDAYS

Qualified AAFES associates receive paid time off for holidays including:

 

FLEXIBLE SPENDING ACCOUNTS

Flexible Spending Account (FSA) Associates regular full-time and regular part-time may elect to enroll in the Health Care Flexible Spending Account, where money must be used for out-of-pocket health care expenses. Associates may also elect to enroll in the Dependent Care Flexible Spending Account, where money is used for qualifying out-of-pocket daycare expenses for eligible dependents

Associates may elect to enroll in one or both accounts.